The consequences of a DUI conviction don’t end once a person’s license is reinstated. For example, if you are convicted of a DUI, you will likely find it extremely difficult to obtain insurance again. Just as the courts of Arizona hand down some of the harshest punishments in the nation to those convicted of DUI, insurance problems faced by the state’s residents are among the most difficult to overcome. In communities such as Tempe, DUI auto insurance issues affect many drivers.
DUI lawyer Mark N. Weingart has extensive experience and a history of success in representing drivers charged with DUI offenses. If you are facing DUI charges, he will fight to ensure that your rights are protected and that the effects of those charges on your life are kept to as minimum a level as possible. An attorney with Mr. Weingart’s skill in presenting airtight DUI defense arguments stands far better chances of getting your charges dropped or reduced than the average DUI lawyer. In the end, the better you fare with your DUI charges, the easier it will be for you to avoid such pitfalls as substantially higher auto insurance rates in the future.
If you are convicted of a DUI, you will automatically have four points added to your Arizona auto insurance rates. These points will remain on your record for three years after your DUI. Insurance companies will therefore view you as a high-risk driver, which means that they will consider you more likely to file a claim for damages than a low-risk driver, such as someone who has never had a DUI conviction.
There is always the possibility that your insurance company will cancel your policy immediately after your conviction; however, it can also be cancelled at the time of its renewal. If your policy is renewed, it will surely be at a significantly higher rate.
Your rates will also be higher due to the SR-22 that Arizona requires you to file before your license is reinstated. This notification is a confirmation that you have insurance and must be provided by your insurance company each month to the Arizona Department of Insurance.
While getting insurance after a DUI is no easy matter, it is not impossible. Some company will provide you with insurance, albeit at a rate of potentially hundreds more dollars per year than you were previously paying. After a few years of driving without another DUI or other infractions, you may be able to find a company willing to provide you with more favorable rates. This is particularly possible if your record prior to your DUI was clean.
If you are in need of an experienced, skilled DUI defense attorney, you need not look any further than Mark N. Weingart. He can evaluate your case, devise the strongest possible defense strategy, and help you make the most out of a bad situation. Contact the office of Attorney Weingart today.